Business Funding in Grand Forks, ND: Loans, Lines of Credit and Equipment Financing
Six ways to pay for payroll, trucks, stock or a remodel. Tell us what the money is for, and funding partners review the request and write their own terms.
Six funding structures
6 structures owners use for payroll, stock, trucks and remodels, sorted by the job the money does.
Working Capital
Cash for wages, rent and supplier bills in the weeks between finishing work and collecting for it.
Business Term Loans
One lump sum on a fixed schedule, for a remodel, a second site or buying an established business.
Business Line of Credit
A revolving limit: draw when a bill lands early, repay when customers pay, and draw again.
Inventory Financing
Money for shelf stock, parts or fuel-island merchandise bought ahead of the sale.
Equipment Financing
Loans and leases for dump trucks, service vans, lifts, chairs and kitchen lines, new or used.
Merchant Cash Advance
A sale of future card or bank receipts, not a loan. Add up the full remittance before signing.
How it works
A call, a records check, a partner review, your decision.
Name the need
Call, or send the request form for a callback. We go over the purpose, the date it matters and an approximate figure.
Basics reviewed
Entity status, open balances and recent bank activity get a look, then we suggest a structure.
A partner reviews
A funding partner studies the file, decides, and writes its own terms.
You choose
Read the full cost, ask anything, then sign or decline.
Grand Forks County, ND by the Census Numbers
- 1,903Employer establishments. Grand Forks County, ND business locations with one or more paid employees.Source: U.S. Census Bureau, County Business Patterns 2023
- 4,759Businesses with no payroll. Grand Forks County, ND businesses with receipts but no paid employees.Source: U.S. Census Bureau, Nonemployer Statistics 2024
- 46.5%Employers under five employees. Share of Grand Forks County, ND employer establishments with fewer than five employees.Source: U.S. Census Bureau, County Business Patterns 2023
- 186Housing units permitted, 2025. New privately owned housing units authorized by building permits in Grand Forks County, ND.Source: U.S. Census Bureau, Building Permits Survey 2025
Nearby Places, Grand Forks, ND Area
Wherever the business sits nearby, the phone and the online form both work.
A Brief Form, Then a Callback
Your full name, phone, email and company name (optional), plus three required picks: time in business, an annual revenue range and a requested amount range. Check the consent box, then send.
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Can I get a small business loan in Grand Forks, ND without visiting anywhere?
Yes. Requests start by phone or the online form, so no in-person meeting is needed to begin.
Who at Swiftbank Lenders says yes or no to my request?
Funding partners do. They review each request and make the decision, including price and terms. Swiftbank helps you pick a structure and organize the file.
Is a CDFI loan the same thing as the options on this site?
Not necessarily. Community development financial institutions run their own programs with their own rules. If one fits your situation better, it is worth asking them directly; we can talk through how their offer compares with a partner's.
Swiftbank's request form: which details does it take?
Full name, phone, email, company name (optional), plus three required picks: time in business, an annual revenue range and a requested amount range, then a consent checkbox.
Related pages
About Swiftbank Lenders
About Swiftbank Lenders in Grand Forks, ND: a small-business funding service that matches requests with funding partners who review and decide.
Ways to get in touch
Phone Swiftbank Lenders in Grand Forks, ND, or use the online request form.